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Paul
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 Posted: Sat Jun 18, 2005 6:19 pm Post subject: Accept credit cards |
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Hi
I want to accept credit cards on my website. Can you guys tell me how can I do so?
Which is the best credit cards processing company?
It should be cheap, reliable & fast. Please give me a detailed answer.
-Paul |
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Guest
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| Posted: Sat Jun 18, 2005 6:21 pm Post subject: |
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Hello
There are number of credit card processing companies out there. Some good ones are-
http://www.CCBill.com : There are no setup fees. Transaction fees vary depending on the volume of sales in each accounting period. According to their website, "these fees are never more than 13.5% of revenues charged during this one-week period for CWIE hosting clients and 14.5% for non-hosting clients".
http://www.CCNow.com :This is only for people who ship tangible, physical products. There is no setup fee, and they charge 9% per transaction except in the November and December where the fees are 8% per transaction (yes, lower).
http://www.ClickBank.com: There is a one time setup fee (US$49.95) and a transaction fee of US$1 plus 7.5% of sale price. There are no other monthly fees. This is only for people who sell services or deliver products over the internet (not for those who need to ship physical products).
http://www.Digibuy.com : This service is intended for software authors only. They charge 13.9% per transaction. I'm not sure if there are any other charges.
http://www.IBill.com :This is a very expensive merchant. They charge 15% of each transaction or lesser if you sell US$10,000 or above. It is a big and (I think) reputable company, so if you are willing to part with such a huge margin of your earnings, you might also want to check them out.
http://www.Kagi.com: There are no setup or monthly fees with this merchant. Kagi "charges 6.5% up to a maximum of [US]$3.00... plus 3.5% plus [US]$0.50 for processing costs".
http://www.PayPal.com: If you are a Premier or Business account user, you get charged US$0.25 for transactions of US$15 and below, 1.9% plus US$0.25 for transactions above US$15 when your customers pay by credit card
http://www.ProPay.com : A new competitor to Paypal that currently only caters to US residents. You have to pay a $35 fee to sign up, but there are no monthly charges.
http://www.RegNow.com: Designed for software authors to sell their ware, this merchant deducts 20% of your sale price with a minimum of US$2.00 for their commission. There are also other charges for sales generated by your affiliates, etc.
http://www.ShareIt.com : This service is for shareware authors. They charge US$2.95 plus 4% per order, and US$1.95 plus 4% for the 1000th order of the month and above. There are also charges for mailing you your cheque in some instances.
http://www.Verza.com : There are no setup or monthly charges. Transaction charges range from 4.9% to 6.9% of your sale price plus US $0.99.
http://www.V-Share.com : This service is only for people selling shareware. There is a range of charges depending on the number of transactions and your sale price. I'm not sure I understand their charge schedule completely, so I'm not going to list it here. Check it out yourself if you are a shareware author.
Good Luck! |
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